THE IMPACT OF FINTECH ON THE DEVELOPMENT OF FINANCIAL INCLUSION IN MSME IN MATARAM

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Published: Dec 25, 2022
DOI: https://doi.org/10.20414/iqtishaduna.v13i2.6175
Keywords:
Fintech, UMKM, Inklusi Keuangan

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Ahadiah Agustina
Universitas Muhammadiyah Mataram

Abstract

The purpose of writing this article is to find out how much influence fintech (risk and
investment management, market provisioning, and cashless society) has on financial inclusion
(financial knowledge, financial behavior, and financial attitudes) in MSMEs in Mataram city.
The research conducted included quantitative research. The population of this study is the
MSME industry in Mataram City by focusing on using archival data (archival method). This
study uses descriptive analysis and classical assumption tests. The findings show that
simultaneously and partially fintech variables (risk and investment management and market
provisioning) have no effect on financial inclusion (financial knowledge, financial behavior, and
financial attitudes) while simultaneously and partially, fintech variables (cashless society) affect
financial inclusion (financial knowledge, financial behavior, and financial attitudes).

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Article Details

Issue
Vol. 13 No. 2 (2022): IQTISHADUNA: JURNAL EKONOMI DAN KEUANGAN ISLAM
Section
Articles

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