Renfiana, Lilis, and Siti Nur Azizah. “WHAT MOST INFLUENCE ON NON-PERFORMING LOAN IN INDONESIAN ISLAMIC COMMERCIAL BANKS?”. IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam 13, no. 2 (December 25, 2022). Accessed April 18, 2026. https://journal.uinmataram.ac.id/index.php/iqtishaduna/article/view/5822.