Fakriah, Riri Alifah, Mohammad Dheo Alfhito, and Mardiyani. “What Drives Digital Payment Adoption? Examining the Role of Ease of Use, Security, and Trust”. Journal of Enterprise and Development (JED) 7, no. 1 (February 13, 2025): 101–113. Accessed April 18, 2026. https://journal.uinmataram.ac.id/index.php/jed/article/view/12863.