MU'AFIFAH, Luluk; SUKARDI, Budi. LITERACY, TRUST, AND RISK AFFECT SHARIA FINTECH FINANCING INTENTIONS ON UMKM ACTORS IN CENTRAL JAVA . Jurnal Perbankan Syariah, [S. l.], v. 2, n. 2, p. 21–37, 2023. DOI: 10.20414/jps.v2i2.8567. Disponível em: https://journal.uinmataram.ac.id/index.php/jps/article/view/8567. Acesso em: 1 oct. 2025.